We have had 24PetWatch for several years and are very pleased with their claim service. If you want to find out more you can go to www.24PetWatch.com. We have the Quickcare Gold - 70%. Connie & Roger and the Bassets, Miss Molly of Vegas, Hank the Tank, Ernie (atb), Alice (atb), Cleo (atb) and Duchess (atb)