[Dailydrool] pet medical insurance

[Dale Rutz]

Hi all, it's the clueless momPerson again,

Ok, so now that LuLu is officially a Rutz, GGBR has gifted her a month of free 
medical insurance.  This will defray costs for illness or injury.  After one 
month I can continue it.  For $30 a month, they will pay $3K per incident for 
illness or injury including foreign object injestion, UTI, cancer, eye and ear 
related complaints, surgery, car accident, down in the back, what have you.  
Fairly inclusive.  Main things not covered are routine preventative care.

I've never even considered it before.  Heck, Labs mostly have congenital issues 
which you find the first year (hips, elbows, et al) and that stuff's not 
covered.  They don't eat rocks, generally speaking.  And they rarely go down in 
the back.  They get an occasional UTI, but mostly the ears stay clear and so do 
the eyes.  And I've never heard of one bloating.  So, $400 bucks a year has 
always sounded like a big waste of money.

But now I have bassets.  And I'm thinking about Debbie, and her 9 grand last 
year on Daisy.  I don't EVEN want to know what Bev has spent at the vet this 
year.

I'm thinking that at around $400 a year, even if LuLu lives another 10 years, to 
16, it would be WAY cheaper to have insurance than to pay as I go.  Do you guys 
carry insurance on your bassets?

More later from the cluess momPerson, who wants to know
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